CASH ADVANCE MATH / CASH ADVANCE CALCULATOR
Cash advance calculator. Every fee counts.
See what leaves your pocket, including memberships and your choice of delivery. The equivalent APR puts those costs on a yearly scale.
What do you need?
Let's do the mathNo account. No personal details.
Small fees add up.
See the full picture.
What matters is what leaves your pocket. Compare the fees and the total you pay back.
Your amount. Your payday. Sorted by cost.
Edit my numbers ↑Equivalent APR puts short-term costs on a yearly scale for comparison. It is not the app's advertised or legal APR. Eligibility and final fees depend on the provider.
Adjust tips, membership and bank assumptions
How we calculate the real cost
Total cost includes required fees, delivery fees for your choice, required membership divided by your advances per month, and any optional tip you add.
Equivalent APR = total cost ÷ amount borrowed × 365 ÷ days until repayment × 100
The day count runs from funding to repayment. We allocate a required monthly membership across the number of advances you enter. Optional memberships stay out. Tips apply only to apps that let you choose a tip.
“You pay back” is your amount plus all modeled costs, including a membership billed separately. It may differ from the provider's single repayment debit. Standard delivery is not necessarily a free advance.
We use the published fee schedule when available. An unpublished fee means that option cannot be ranked at that speed. Amount limits and delivery times can affect which options appear. Bank compatibility is not verified unless stated.
The payday row is a national cost example, not a local rate quote. Choosing a state changes the state guide only. PALs have a minimum one-month term and appear separately with their own repayment period and maximum-cost assumptions.